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Home Bank Financing

Documentary Requirements

This is a reference for the bank requirements should you choose to avail of bank financing to pay for your real estate property purchase.

For Employed Applicants:
  • Latest ITR
  • Original Certificate of Employment
  • Bank Statements (6 months)
  • Credit Card Statement (last 3 months)
  • Photocopy of ID
  • Any proof of billing receipt
  • Statement of Account/ Contract to Sell/ Offer to Sell (if applicable)
For OFW's
  • Contract of Employment/Certificate of Employment
  • Latest ITR
For Foreign Nationals
  • Contract of Employment
  • Alien Certificate of registration
For House Construction:
  • Bill of materials signed by Contractor/Architect
  • Building Plans
For Self Employed applicants
  • Certificate of Business registration( DTI, Mayor’s permit, etc.)
  • Audited Financial Statement for the past 3 years
  • ITR
  • Bank Statements ( 6 mos.)
Collateral Documents:
  • Appraisal fee of P2800-5000 dependent on Bank/Financing company
  • Authorization to Inspect the property
  • Photocopy of TCT/CCT
  • Lot plan and vicinity map
  • Master Deed of Restrictions for Condominium Units

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